Tailored products, industry focussed

Features

• Employers’ Liability including statutory limits for acts of terrorism
• Public Liability Including sudden & accidental pollution
• Products Liability

Benefits

• Legal defence costs up to £250,000
• Contingent motor
• Lock and key replacement liability
• Indemnity to Directors

Tailored products, industry focussed

Features

• Material Damage & Business Interruption cover
• Increased Cost of Working
• Loss of Money and Personal Assault
• Goods in Transit (including damage to employees effects)
• Stock Deterioration
• Book Debts
• Loss of Premises Licence
• Computers and Electrical Office Equipment
• Combined Liability or Public and Products Liability in isolation

Tailored products, industry focussed

Contract Works

• Cover for up to 125% of the original estimated contract value as standard
• Maximum contract duration of two years as standard
• Materials are covered during offsite storage subject to a £250,000 limit
• Insured property is covered during transit by water subject to a £50,000 limit
• Multiple lifting operations are covered as standard provided the relevant guidelines are complied with

Contractors Plant

• Reinstatement as new for plant less than 12 months old
• Plant on free loan or demonstration
• No limitations in respect of hired in plant conditions (e.g. HAE)
• No additional time deductible for continuing hire charges
• Insured property is covered during transit by water subject to a £50,000 limit
• No inner limits or exclusion in respect of theft from unattended vehicles
• Cover for loss of keys and damage to security devices 

Tailored products, industry focussed

Cover provided for Loss or Damage to Premises caused by a Terrorism or Sabotage event.

Specific coverage additions include

• Costs incurred for removing debris, dismantling and/or demolishing, shoring up or propping, cleaning and clearing drains, sewers, gutters, site cleaning, decontamination of property
• Rent payable which the Insured is liable to pay in respect of the lease of the premises which is unfit for occupation
• Protection against business interruption

Tailored products, industry focussed

Features

Provided Covers:

• Cover for Employment disputes
• Employment compensation awards
• Financial remedy or damage resulting from the breach of an Employment restrictive covenants
• Assistance with Tax investigations & VAT disputes
• Legal nuisance, trespass or damage to property
• Provision of Legal defence
• Contract and debt disputes covered automatically

Benefits

Access to Helplines & support for the following matters:

• Legal & tax advice
• Redundancy assistance
• Executive suite – ID theft resolution
• Crisis communication
• Counselling Assistance

Assist in achieving the smooth running of your business with access to Business Legal Services web portal.